Chapter 7 bankruptcy eliminates typically all our your unsecured credit card debt, medical bills, personal loans, debts from vehicle repossession and from a foreclosure. In many instances the assets you own may be protected under Michigan or federal bankruptcy exemptions laws . If all of the assets that you hold are protected under bankruptcy laws then creditors will receive nothing in a Chapter 7 bankruptcy and if you qualify you will receive a discharge of your debts.
Receiving a discharge of your debts in Chapter 7 bankruptcy means that your creditors cannot go after you personally for the debts or pursue collection actions against you for the debts.
If you are currently being garnished by a creditor, filing for Chapter 7 bankruptcy can stop the majority of garnishment actions. When you file bankruptcy, garnishment creditors are notified of your bankruptcy filing and must stop garnishing your wages.
Filing for Chapter 7 bankruptcy immediately stops most creditor calls, stop lawsuit, eviction, utility shut off and harassments. Creditors are notified by the court that you have filed for bankruptcy and must immediately stop collection efforts or be subject to possible sanctions.
Contact our bankruptcy attorneys and get answers to your questions today! It’s free and there’s no obligation. Complete the Free Case Evaluation form and a bankruptcy attorney will call you right away to discuss your case
Get Immediate Protection and Relief from Debt
Bankruptcy provides immediate protection against creditors which allows you to get out from under debt and back to the life you want to live. If you are being harassed by creditors, sued for unpaid debts, your wages have been garnished, or if you are at risk of having your home foreclosed on or your car repossessed, it may be time for a fresh start. In most cases people can obtain a “straight” discharge of their debts and retain all of their property (Chapter 7). In other cases, a person may obtain relief by repaying only a small fraction of their debts over a five year period (Chapter 13).
How Chapter 7 bankruptcy Works
Chapter 7 bankruptcy, sometimes call a straight bankruptcy is a liquidation proceeding. In a Chapter 7 bankruptcy, the individual is allowed to keep certain exempt property. Most chapter 7 cases are "no-asset" cases, which means that you don't have nonexempt property for the trustee to sell. Eligibility to file Chapter 7 is determined by the means test instituted with the 2005 amendments to the bankruptcy code.
Filing Chapter 7
The case is begun by filing the official petition, schedules and statement of financial affairs. These forms prompt you to list all of your assets and all of your debts, along with some recent financial history. Not all debtors are eligible for Chapter 7 protection
Call (313) 982-0010 or 248- 996-8479 for a free consultation with a bankruptcy attorney.
Who is Eligible for a Chapter 7 Bankruptcy?
Under the new bankruptcy law, you are eligible to file for bankruptcy under Chapter 7 if you earn less than the median income in state of Michigan
We Are Different
Money Back Guarantee: In spite of no one can predicate or guarantee the court ruling in any proceeding, and if the bankruptcy court declines your bankruptcy filing due to an error on our part, 100% of your legal fees paid to us will be returned to you. No questions asked. No trick clauses. No hidden language.
Creditors Calls: As soon as you retain as, we will handle all your creditor calls.
Services Guarantee : If for any reason there is a mistake in your bankruptcy petition due to an error on our part, we will amend your petition for a free. We always take care of our clients. From start to finish, we will strive to exceed your expectations in every aspect of your bankruptcy case representation.
We offer bankruptcy information, not pressure
Our Detroit, Michigan bankruptcy attorneys will be forthright with you about your legal options including on how to file for chapter 7 bankruptcy. We will give you our opinion as to whether seeking bankruptcy protection is an appropriate decision in your situation. We never put pressure on anyone to file for bankruptcy. We focus on providing information on bankruptcy that you will need to have a clear sense of your options. That will allow you and your family to make an informed decision about whether to file for chapter 7 or chapter 13. We want you to be comfortable with whatever step you take. Our bankruptcy attorney who meets with you will outline your alternatives and offer his recommendation. If you decide to proceed with a bankruptcy filing, we will lead you through the process and keep you informed at every stage.
Based on what type of bankruptcy you qualify for, our bankruptcy attorney in Detroit ares could help you eliminate credit card debt, medical bills, and personal loans, or restructure your debts into a payment plan that enables you to catch up on missed payments.
The best bankruptcy lawyers could also help:
Prevent a foreclosure so you can stay in your home
Potentially remove second and third mortgages
Stop collection agencies from harassing you
Stop wage garnishments and bank levies
Stop lawsuits against you
If you think bankruptcy is right for you, talk to our experienced bankruptcy attorney. Our lawyers have the expertise and experience to help you make well-informed decisions in the bankruptcy process. Call to connect with a bankruptcy lawyer now, regardless of your budget. Call 1-248- 996-8479 for Free Consultation.
When you are having trouble paying your bills, it is easy to feel stressed and overwhelmed. You probably have creditors calling you, harassing you and sending threatening letters demanding payment. It can reach a point where you are afraid to pick up the phone or collect the mail. All you really want is a way to get out from under your debt and move on with your life. You’ve thought about bankruptcy but you’ve heard terrible things about what it can do to your credit and your future. The truth is that filing bankruptcy is not a tragic ending but a new beginning. At BankruptcyMax, our Detroit bankruptcy lawyers have been helping clients to get a fresh start in the last 20 years without the burden of excessive debt holding them back. We offer comprehensive debt relief solutions designed to accommodate the unique circumstances of your situation.
24300 Southfield Rd., Ste 210 B
Southfield, MI. 48075
Call Us Today: (248) 281-6299
Schedule a FREE Consultation
Schedule a free, no obligation, stress free financial analysis with one of our friendly, experienced Detroit Bankruptcy Attorneys. During your free initial consultation, we will spend whatever time is necessary with you to analyze your unique case
Retain one of our Detroit areas bankruptcy lawyers, we’ll stop the creditor harassment and you’ll be on your way to a fresh start
Get Debt Free
Our Detroit Bankruptcy Attorneys will file your bankruptcy petition and eliminate most or all of your unsecured debt.
Overwhelmed with Debt? Bankruptcy May be the Answer.
Our Detroit Bankruptcy Lawyers Can Explain Your Options
Fed up with rude bill collectors? Overwhelmed With debt? Not sure how to find your way out of debt? Falling further behind each month? Experience peace of mind and have a fresh financial start. Our Detroit bankruptcy lawyers are experienced bankruptcy lawyer who can guide you through the bankruptcy qualifications and process to help you move forward. Contact our Detroit, Michigan bankruptcy lawyer at (248) 996-8479 for a free consultation.
Chapter 7 — Detroit Chapter 7 involves getting rid of your debts through a bankruptcy court order known as a discharge. Debts such as credit card bills, medical bills, credit card court judgment can be eliminated through a Chapter 7 bankruptcy without making payments. In essence, you get a fresh start. Chapter 7 also can allow you to get out from under a burdensome home mortgage or car loan if you’re willing to relinquish ownership of the house or vehicle. Most people who file a chapter 7 are able to keep a home or a car if that’s what they choose to do.
20 Years of Excellence | Quality Lawyers
Call Us Today: (281) 6299
Helping Michigan Debtors Eliminate Debt Through Chapter 7 Bankruptcy
Filing Bankruptcy in Michigan
Bankruptcy courts require that legal and filing fees be paid before your Michigan Chapter 7 bankruptcy case is filed in court. You cannot pay for your bankruptcy case with your own credit card. However, we do accept credit cards from other people if they want to pay for your bankruptcy case. Friends and family members sometimes can help but they must give you the money for the fees - not simply loan you the money. Our main office is located in Detroit, but we have offices throughout Detroit metro area to serve you. All or some photos shown depict models and may not be actual attorneys or clients. We are expressly disclaim all liability in respect to actions taken or not taken based on any or all the contents of this website. We reserve the right , at our sole discretion, to change, suspend, or discontinue all or any part of this website or the content at any time without prior notice or liability. An attorney responsible for the content of this Site is M. Zaher, Esq., licensed in the State of Michigan with offices at 24300 Southfield Road, Ste 210, Southfield, MI. 48075. Our Michigan Bankruptcy Lawyers represent individual and small business debtors in Chapter 7 and Chapter 13 bankruptcy cases, in all in all counties that are within the United States Bankruptcy Court for the Eastern District of Michigan including Detroit, Ann Arbor, Allen Park, Albion, Lincoln Park, Brighton, Howell, Saline, Monroe, Blissfield, Romulus, Southgate, Wyandotte, Livonia, Dearborn, Westland, Lansing, Hamtramck, Livonia, Canton, Redford, Lincoln Park, Taylor, East Lansing, Okemos, Warren, Sterling Heights, Roseville, Eastpointe, Battle Creek, Oak Park, Hillsdale, Inkster, Ferndale, Hazel Park, Whitmore Lake, Plymouth, Farmington, Trenton, Flat Rock, Tecumseh, Clinton, Chelsea, Novi, Garden City, Westland, Northville, South Lyon, Milan, Brooklyn, Melvindale, Ecorse, Belleville, Canton, •Beverly Hills | Bloomfield Hills | Commerce Township | Farmington Hills | Highland Township | Keego Harbor | Oakland Township | Orchard Lake Village | Oxford Township | Pontiac | Royal Oak Township | Walled Lake | |Beverly Hills | Bingham Farms | Bloomfield Hills | Commerce Township| Farmington Hills | Franklin Village | Keego Harbor | Lake Orion | Novi | Oakland Township | Orchard Lake Village | Oxford Township | Pontiac | Royal Oak Township | Walled Lake | White Lake Township, Armada, Center Line, Clinton Township, Eastpointe, Fraser, Harrison Township, Macomb, Mount Clemens, New Baltimore, New Haven, Ray, Richmond, Romeo, Roseville, Sterling Heights, Utica, Warren, Washington, Wayne County, Ingham County, Washtenaw County, Monroe County, Macomb County, Livingston County, Shiawassee County, Clinton County, Eaton County, Calhoun County, Branch County, Hillsdale
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code
24300 Southfield Rd., Ste 210
Southfield, MI. 48075
or (248) 281-6299
Living a Life of Fear of Creditors
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Southgate, MI Chapter 7 & 13 Bankruptcy Lawyers